Check your credit card benefits!

15 October 2020


On my big driving trip to Walla Walla last month, a pebble hit the windshield of my rental car and cracked it. Fortunately, that happened on the second-to-the-last day of the trip and it didn’t impede my driving.

When I turned in the rental car, Enterprise charged my credit card for my car insurance’s $500 deductible. I contacted my insurance company to start the claim process and the claims agent advised me to check the benefits for the card I used to pay for the rental car because some credit cards will reimburse the deductible in situations like this.

I checked and sure enough my Chase Freedom card does have that benefit! (It’s called Auto Rental Collision Damage Waiver Benefit.) I had to upload some documents into an online portal, which required a little effort. But yesterday I received notification that the claim was accepted and today $483—the cost of the repair—landed in my bank account! (Enterprise refunded the remaining $17.)

Next time you have a few spare minutes, I encourage you to peruse your credit card’s benefits. You might be pleasantly surprised!

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About Janine

Hello! I’m Janine Adams — a certified professional organizer based in St. Louis, and the creator of Peace of Mind Organizing®.

I love order, harmony + beauty, but I believe that the way that you feel about yourself and your home is what truly matters.

If you’re ready to de­clutter with a purpose and add more ease to your life, you’ve found the right blog — and you’ve found the right gal.

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